778 A Group of 30 report, published late last year, estimates that the world’s top economies will face a pensions shortfall of just over $5trn by 2028 and $15.8trn by 2050. It is anticipated that this shortfall will be even greater given the impact of the COVID-19 pandemic once this report is updated. The likelihood is that the pandemic has brought the crunch-point forward for many retirees.